Cibc Personal Account Agreement

4 CIBC does not charge a fee for obtaining an interac electronic transfer to a canadian dollar personal account above; However, if the account is not held by CIBC, the recipient may charge a fee from their own financial institution or Interac e-Transfer service provider. If we propose to change a fee or introduce a new tax applicable to your account, we will notify you of the Personal Account Contract in accordance with the sections „Communication with you“ and „Modification of this Agreement.“ 26. Access to commercial accounts and services: by designating a person as a commercial user, the entity authorizes that person to post information about the entity and, when online transactions through the services are authorized, to conduct online transactions on behalf of the entity (subject to any restrictions imposed on the user, as shown in Section 28). The entity assumes responsibility for any loss resulting from unauthorized use, including a user who abuses its authority in some way, either on behalf of the company, or for personal or other purposes. The contractor and the individual contractor ensure that the user meets all the online access requirements we have communicated as part of the application process. If a branch negotiates a CIBC cheque with a non-CIBC bank account, $5.00 per 12 transfer fees are deducted from the incoming payment before the money is deposited into the account. Below are fees and services that may not be included in the account or monthly transaction fees. All of these fees apply to personal accounts and, unless otherwise stated, are applied in Canadian dollars, with the exception of U.S. dollar accounts, where fees are charged in U.S. dollars. Your personal account contract contains important terms and conditions for your account.

Please read it. Details on cheque fees, payment instructions and bank plans, stop payments5, NSF, transfers, safes, account closing and account transfers to other financial institutions, Check additional service charges. 13. Other use of credit card and password for online applications: You understand that your credit card can be used by us with your password to fill out your personal information in advance to complete a CIBC online application form on the site. With this account, you earn interest on your balance and you don`t pay a monthly account fee. 4 CIBC exchange rate. A global money transfer and currency transaction is part of your authorized transaction limit. Bank booking fees may be incurred.

Must have a CIBC credit account, savings account or personal credit account to send a global money transfer ciBC. Most transfers are completed until the next business day, some transfers require 2 to 3 business days. CONSULT THE CIBC Global Money Transfer AgreementTM (PDF, 100 KB) Opens a new window in your browser. 1. Scope: This agreement, as amended from time to time, governs your use of online banking and online management and applies when you access or use the services, regardless of the technology you use to access the Services. Subject to Section 2, this contract replaces all previous agreements between you and us for your use of online banking and wealth online management. 2. Other agreements: This contract complements all other existing and future written agreements you have with us, as well as any conditions or disclaimers that will be provided on our website. For example, there are a large number of additional conditions and disclaimers in other agreements that govern your use of accounts and services.

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